Revolutionary payment orchestration that puts you in control. Accept M-Pesa and card payments directly to your accounts with real-time analytics, zero fund holding, and enterprise-grade security.
Monitor transactions instantly
Process multiple payments efficiently
Bank-level encryption & protection
Complete API v2 reference with interactive examples
PayNexus is designed specifically for M-Pesa integration, helping businesses collect mobile payments securely and efficiently.
We make it simple for businesses to accept M-Pesa payments through websites, mobile apps, and internal systems with reliable API integration and real-time confirmations.
Send M-Pesa STK Push requests directly to customer phones for instant payment confirmation.
Receive real-time payment confirmations via webhook callbacks to update your systems instantly.
Get technical assistance with API integration, webhook setup, and payment flow implementation.
From the first STK Push prompt to your final webhook callback, every step is designed to feel simple, traceable, and reliable.
Experience enterprise-grade payment processing with real-time tracking and advanced analytics.
Use PayNexus API v2 to trigger payment requests, confirm transaction status, and update your systems in real-time with advanced analytics and monitoring.
Monitor complete payment flow from STK Push to webhook callback. Track every step with enterprise-grade reliability and real-time visibility.
Start with our comprehensive API documentation, test the complete payment flow, and scale with enterprise features when ready.
Advanced features for scaling businesses with API v2 capabilities
Integrate M-Pesa STK Push payments into your business with our REST API. Process transactions and receive instant confirmations directly to your own payment accounts.
Protect your payment data with encrypted API endpoints, secure authentication, and access controls. All communication uses industry-standard encryption.
Receive instant payment notifications via webhook callbacks. Update your systems in real-time when payments are confirmed, failed, or reversed.
Get technical assistance with API integration, webhook setup, and payment flow implementation. Access comprehensive documentation and code examples.
Everything you need to integrate M-Pesa payments quickly and reliably
Simple RESTful API with JSON payloads. Standard HTTP methods and response codes make integration straightforward.
Receive real-time payment notifications. Signed webhook payloads ensure authenticity and prevent tampering.
Secure your API requests with API keys and optional OAuth2. Create multiple keys for different environments.
Test your integration in our sandbox environment. Simulate payments without using real money.
Complete documentation and code examples to help you integrate in minutes
Track your payment performance with real-time analytics and comprehensive reporting. Monitor transaction trends, customer behavior, and revenue growth all in one place.
Protect payment operations with encrypted API communication, protected dashboard access, and transaction records your team can review when issues need investigation.
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Monitor incoming payments from one place, search transaction activity, and give your team a cleaner operational view of what was attempted, confirmed, or needs follow-up.
Review payment trends, compare periods, and understand transaction flow with reporting designed to help finance and operations teams reconcile faster.
Support secure payment handling with encrypted connections, controlled access, and activity visibility that helps your team respond quickly when something needs review.
PayNexus gives our team a much clearer payment workflow. We can see transaction status quickly, follow up on issues faster, and keep our customer experience smoother during checkout.
Built to help businesses accept mobile payments securely with reliable API integration and real-time confirmations.
Comprehensive payment services designed to grow your business
Integrate M-Pesa payments into your website, app, or business systems with our reliable API. Process STK Push payments, receive instant confirmations, and track transactions in real-time.
View Integration Guide
Seamlessly integrate M-Pesa payments into your website, app, or business with our robust API and comprehensive SDKs.
Secure payment processing gateway that handles transactions instantly with real-time confirmations and comprehensive reporting.
Native mobile SDKs for iOS and Android that enable in-app payments with minimal integration effort.
Automated recurring billing and subscription management for SaaS, memberships, and regular payment services.
Real-time payment analytics and reporting tools to track revenue, customer behavior, and transaction trends.
Advanced AI-powered fraud detection and prevention system to protect your business from fraudulent transactions.
Choose the perfect plan for your payment processing needs
Save 20% with annual billing. All plans include M-Pesa integration and 24/7 support.
7-day free trial with limited features
Perfect for small businesses
For growing businesses
For large enterprises
Get comprehensive insights into your payment performance with our advanced analytics engine. Track revenue, success rates, and customer behavior in real-time.
Monitor transactions as they happen with real-time updates
Visualize your revenue trends and identify growth opportunities
Understand customer behavior and payment patterns
Track success rates, response times, and system performance
Generate detailed reports for accounting and business insights
Find instant answers to the most common questions about our services and platform.
Basic STK Push integration can be completed in under 2 hours using our API documentation. Most developers have their first test payment working within 30 minutes.
Yes, STK Push is our primary payment method. Customers receive payment prompts directly on their M-Pesa menu, making conversion rates much higher than manual payments.
We send instant webhook notifications when payment status changes. All webhooks are HMAC-signed for security. We include automatic retry with exponential backoff if your endpoint is temporarily unavailable.
Yes, we provide a free sandbox environment with test M-Pesa numbers. You can simulate successful payments, failed transactions, and webhook deliveries without using real money.
PayNexus does not hold or settle funds. All payments go directly from customers to your own M-Pesa Paybill/Till or card payment accounts in real-time. You receive funds immediately according to your payment provider's standard settlement timing.
PayNexus is a payment orchestration platform that initiates payments but does not handle refunds directly. Refunds would need to be processed through your respective payment providers (M-Pesa, card providers) according to their policies and procedures.
Absolutely. Our REST API works perfectly with mobile apps (iOS, Android). Many customers use PayNexus for in-app purchases, service payments, and mobile commerce.
Still have questions?
Contact SupportJoin thousands of businesses that trust PayNexus for their payment processing needs. Our team is ready to help you succeed.